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The 6 Best Hotel Credit Cards for Rewards

Whether you're loyal to a certain chain or want to explore, these hotel credit cards are your best options.
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If you're a jet-setter, there's no shortage of travel rewards credit cards to choose from. But sometimes, you get the most value if you use cards that focus on a particular type of reward. For travelers, this could be airfare, hotel stays, or gas rewards. The best hotel credit cards offer benefits such as free hotel stays, late checkout, and other perks — all of which can make your vacations or business trips a little more comfortable.

Here are some tips on how to find the best hotel credit card for you, as well as six cards to consider.

What to Look for in a Hotel Rewards Credit Card

Here are five things you should consider when you look for a hotel credit card:

  • Availability of eligible hotels where you typically travel
  • Value of rewards and perks versus annual fees
  • Non-travel rewards
  • Foreign transaction fees
  • Value of new cardholder sign-up bonuses

The 6 Best Hotel Credit Cards

Chase Sapphire Preferred

Chase Sapphire Preferred Card

Fees: Annual fee of $95 waived the first year; no foreign transaction fee

APR: 17.24% to 24.24%

Sign-Up Bonus: Earn 50,000 bonus points after spending $4,000 in the first three months of opening an account. Plus, get 5,000 bonus points after adding the first authorized user and making a purchase within the first three months.

Benefits and Rewards: Earn two times the points on travel and dining out, and one point per dollar on other purchases. You can redeem your points for a variety of travel purchases, including hotel stays. Each point is worth approximately 1 cent, but you also get 25% more value if you redeem through Chase Ultimate Rewards. This means the sign-up bonus could be worth up to $625 in hotel stays. You can also transfer your points to airline and hotel loyalty programs.


Starwood Preferred Guest Credit Card from American Express

Fees: Annual fee of $95 waived the first year; no foreign transaction fee

APR: 16.74% to 20.74%

Sign-Up Bonus: Earn 25,000 Starpoints after spending $3,000 in the first three months.

Benefits and Rewards: Earn up to five Starpoints per dollar at participating Starwood hotels, two Starpoints at participating Marriott Rewards hotels, and one Starpoint on other purchases. You can redeem points for hotel stays, which start as low as 2,000 points, and also transfer them to more than 30 airline frequent flyer programs. You get a 5,000-Starpoint bonus for transferring 20,000 points. Another perk is free in-room internet.

SEE ALSO: 7 Ways to Keep Your Money Secure While Traveling


Hilton Honors Ascend Card from American Express

Fees: Annual fee of $95; no foreign transaction fee

APR: 17.24% to 26.24%

Sign-Up Bonus: Earn 75,000 bonus points after spending $2,000 in the first three months. You can earn an additional 25,000 points after making $1,000 more in purchases within the first six months.

Benefits and Rewards: Earn 12 points per dollar at Hilton properties; six points at U.S. restaurants, supermarkets, and gas stations; and three points on other purchases. If you spend $15,000 on your card in a calendar year, you can earn a Weekend Night Reward — which can be redeemed for a weekend night stay at a Hilton property. You also get automatic Gold status and Priority Pass Select membership, which provides access to more than 1,000 airport lounges.


Marriott Rewards Premier

Marriott Rewards Premier Credit Card

Fees: Annual fee of $85 waived the first year; no foreign transaction fee

APR: 17.24% to 24.24%

Sign-Up Bonus: Earn 75,000 bonus points if you spend $3,000 with the card in the first three months after opening the account.

Benefits and Rewards: Earn five points for each dollar spent at participating Marriott Rewards and SPG hotels; two points at car rental agencies, restaurants, and on airfare purchased from airlines; and one point for each dollar spent on other purchases. Plus, you can redeem points for hotel stays starting at 7,500 points. Other benefits include Silver Elite status and a free night at a Marriott hotel each year when you renew your card membership.


Capital One Venture Credit Card

Fees: Annual fee of $95 waived the first year; no foreign transaction fee

APR: 14.24% to 24.24%

Sign-Up Bonus: Earn 50,000 bonus miles after you spend $3,000 with the card within the first three months of opening the account.

Benefits and Rewards: Earn double miles on all purchases, and redeem them for a statement credit toward many types of travel purchases — including hotel stays. The flexible rewards program makes this card valuable for travelers whose spending includes hotel stays with other types of travel costs.

SEE ALSO: The 9 Best Travel Credit Cards for 2018


Hyatt Credit Card

Fees: Annual fee of $75; no foreign transaction fee

APR: 17.24% to 24.24%

Sign-Up Bonus: Earn 40,000 Bonus Points after spending $2,000 in the first three months, and 5,000 points after you add an authorized user and make a purchase in the first three months.

Benefits and Rewards: Earn three Bonus Points per dollar spent at Hyatt properties; earn two points at restaurants, car rental agencies, and on airline tickets purchased from the airlines; and one point per dollar on other purchases. You can redeem points for free nights, which start as low as 5,000 points. Other benefits include a free night at a Hyatt property each year after your cardmember anniversary, along with automatic Discoverist status in World of Hyatt.

Readers, what other hotel credit cards do you recommend? Let us know in the comments below!


Contributing Writer

Christina Majaski is a freelance writer and mom of daughter Chloe and dog Monty in Central Minnesota. She has covered social media, personal finance, law, business, and travel for various online and print publications since 2003. You can read her work online at Wise Bread, Digital Trends, PayScale, and many others.
DealNews may be compensated by companies mentioned in this article. Please note that, although prices sometimes fluctuate or expire unexpectedly, all products and deals mentioned in this feature were available at the lowest total price we could find at the time of publication (unless otherwise specified).
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