Instacart Promo Code: $20 Off For Existing Users in February 2026

Let's be honest, the weekly grocery run often feels like a marathon you didn't sign up for. Enter Instacart, the service that transforms your shopping list into a few quick taps, delivering everything from pantry staples to fresh produce right to your doorstep. While getting groceries delivered without leaving your couch is undeniably awesome, the convenience fees can sometimes make your bank account a little nervous.

We believe you shouldn't have to choose between convenience and saving money. This guide is your treasure map to slashing your bill, from nabbing elusive promo codes to unlocking perks like the Instacart Plus free trial available through Peacock. Whether you are a new user or a loyal shopper, you can keep more cash in your wallet while enjoying the modern luxury of on-demand delivery.

Instacart Offer

$0 delivery on first 3 orders

Order groceries through Instacart and get free delivery on your first three orders. A $10 minimum purchase is required. Other terms and service fees may apply. This offer ends December 31, 2026.

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Uber Eats February 2026 Promo Code

Extra $10 off first $20+ order

New Uber Eats customers can apply the coupon code "affeats10us226" to save $10 on your first order of $20 or more throughout February 2026. Note that some exclusions may apply and this code has a limited number of uses, so don't wait too long to use it. This offer is valid from February 1, 2026 through February 28, 2026.

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Instacart+ w/ Peacock Premium Membership

Free 2-week trial

When you sign up for a free 2-week trial of Instacart+ membership, you'll also receive access to Peacock Premium as part of the trial. With Instacart+, you'll receive free delivery on orders of $35 or more, lower service fees on all orders, and other benefits. With Peacock, you'll have access to select sports events, TV shows and movies, and Peacock Originals. After the trial period, your subscription will be converted to an annual plan for $109.99 unless you cancel before then. This offer ends December 31, 2026.

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Instacart Delivery Fees

One week free w/ United Airlines travel

Travel with United Airlines to $0 delivery fees on Instacart for a week. Plus, you'll earn bonus miles. Service fees and terms may apply. This offer is valid through September 28, 2028.

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Instacart Promo Code

$15 off

Get $15 off at Instacart with promo code "WELCOME15". This offer expires December 31, 2026.

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Instacart Promo Code

Up to 10% off

Get up to 10% off your next Instacart purchase with promo code "JB390E1". This coupon code is expires December 31, 2026.

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Instacart Promo Code

$10 first order

Use promo code "EDAI196DF" to get $10 off your first order at Instacart. This offer ends February 3, 2026.

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Instacart Promo Code

$10 first order

New Instacart users can apply promo code "A076571" to your first order to save $10 off. Note that some exclusions may apply, but it should be good for things like groceries and household items. This offer expires December 31, 2026.

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Instacart Promo Code

$10 first order

Use promo code "TWILLIAMS1026F' to get $10 off your first Instacart order. This coupon code expires December 31, 2026.

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Instacart Promo Code

$10 off first order

Get $10 off your first Instacart order with promo code "ABLADA187130". This coupon code is available though December 31, 2026.

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Instacart Promo Code

$10 off $35

Use promo code "RDOBKOWSKI18E2F" to get $10 off orders of $35 or more at Instacart. This offer ends January 30, 2026.

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Instacart Promo Code

$10 off $35

New and existing Instacart users can apply promo code "I2DD956" to your next order to save $10 off $35 or more. Stock up on essentials of all kinds, from groceries to household items and more. Note that some exclusions may apply and it may not be valid in all areas. This coupon code expires December 31, 2026.

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Instacart Promo Code

$10 off $35

Apply promo code "ESFC8ADA18A" to get $10 off your next Instacart purchase of $35 or more. This coupon code is valid through December 31, 2026.

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Instacart Promo Code

$10 off $35

Use promo code "YGUANISH" to get $10 off your next Instacart purchase of $35 or more. This coupon code is available through December 31, 2026.

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Instacart Promo Code

$10 off $35

Get $10 off your next Instacart purchase of $35 or more with promo code "EPETERSON12D84". This coupon code expires December 31, 2026.

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Instacart Promo Code

$10 off

Use promo code "JGOMEZ1C0B9" to get $10 off your next purchase at Instacart. This coupon code expires February 18, 2026.

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Instacart Promo Code

$10 off

Get $10 off your next Instacart purchase with promo code "A9141F8". This coupon code is valid through February 10, 2026.

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Instacart Promo Code

$10 off

Existing Instacart users can take $10 off your next order when you apply promo code "VBERSON17C" at checkout. It should be valid on both grocery orders as well as household items, so it's ideal for picking up essentials for less. Note that some exclusions may apply.

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Instacart Promo Code

$10 off

Take $10 off at Instacart with promo code "THENRY1BD40". This coupon code is valid through December 31, 2026.

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Instacart Promo Code

$10 off

Save $10 on your next Instacart order with promo code "BWRIGHT16255". This coupon code is valid through December 31, 2026.

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Instacart Promo Code

$10 off

Enter promo "BWALKER74B9391C1" at checkout to get $10 off your next Instacart purchase. This coupon code is valid through December 31, 2026.

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Instacart Promo Code

$10 off

Use promo code "JJOHNSON2F32D" to get $10 off your next Instacart purchase. This coupon code expires Decmber 31, 2026.

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Instacart Promo Code

$10 off

Take $10 off at Instacart with promo code "THENRY1BD40". This coupon code is valid through December 31, 2026.

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Instacart Promo Code

$10 off

Get $10 off your next delivery order with promo code "S20E7C4". A minimum purchase of $10 applies. This coupon code expires December 31, 2026.

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Instacart Promo Code

$10 off

Shop at Instacart and get $10 off your next purchase with promo code "PGLAWSON1AF7A". This coupon code is available through December 31, 2026.

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Instacart Promo Code

$10 off

Promo code "CMOORE23F54" will take $10 off your next Instacart purchase. This coupon code is available through December 31, 2026.

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Instacart Promo Code

$10 off

Enter promo code "RARP1FF2E" at checkout to get $10 off your next Instacart purchase. This coupon code is valid through December 31, 2026.

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Instacart Pet Offer

Delivery in 30 minutes

When your order pet supplies and more through Instacart, get your order in as fast as 30 minutes. This offer ends December 31, 2026.

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Instacart+ Offer

$0 delivery fees for United Chase cardmembers

Eligible United Chase cardmembers can enjoy $0 delivery fees on groceries and monthly Instacart credits. Other service fees and terms may apply. This offer ends December 31, 2027.

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Instacart Beauty Offer

Pay with Klarna, $0 delivery on first 3 orders

Shop beauty muar haves via Instacart and pay over time with Klarna. Plus, get $0 delivery fees on your first 3 orders in 14 days. Service fees apply. Not valid at resturants. This deal is valid through December 31, 2026.

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Instacart Offer

Pay Over Time with Klarna

Shop via Instacart and opt to pay over time with Klarna. Plus, you'll get $0 delivery fees on your first three orders in 14 days. Service fees apply. Not valid at resturants. This offer ends December 31, 2026.

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Instacart EBT SNAP Offer

$0 delivery fees on first 3 orders

Use EBT SNAP to buy groceries at participating stores on Instacart and skip the delivery or pickup fee. New customers score $0 delivery fee on your first three grocery orders. Plus, EBT customers can get half off Instacart+ for one year. Other terms may apply. This offer ends December 31, 2026.

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Instacart Cold and Flu Deals

$0 delivery fees on first 3 orders

Let Instacart help you feel better fast. Enjoy $0 delivery fees on your first 3 orders. Service fees apply. The three orders must be placed within 14 days. Not valid at resturants. This deal ends Febuary 4, 2026.

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Instacart Fuel Up for Kickoff

$0 delivery fees on first 3 orders

Fuel up for kickoff with $0 delivery fees on your first three Instacart orders. Service fees and terms apply. The three orders must be placed within 14 days. Excludes restaurants. This deal ends Febuary 7, 2026.

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InstaCart Big Game Essentials

Delivery in 30 minutes

Score deals on game day essentials with Instacart. Get delivery in as fast as 30 minutes. This deal ends Febuary 7, 2026.

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Instacart Community Carts

Support local food banks

Support local food banks through Instacart's Community Carts. Easily donate groceries and essentials to those in need. Service and delivery fees are waived. A minimum of a $10 spend is required.

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What Instacart Promo Codes Are Available This February?

As we kick off 2026, Instacart is leaning heavily into helping you stick to those New Year's resolutions and avoiding the winter weather. Whether you are dodging the flu or just trying to stock the pantry without scraping ice off your windshield, the platform's approach to promotions this month is a mix of aggressive new-user acquisition and targeted loyalty rewards.

While the "universal" promo code for existing users is becoming a rarer beast, the savings are still there if you know where to look. Instacart has shifted toward partnership deals—think credit card perks and payment method bonuses—and category-specific discounts like free delivery on cold and flu essentials.

New Customer Discounts

If you are brand new to the platform, you are in the driver's seat. Instacart rolls out the red carpet for first-timers to get you hooked on the convenience.

• Dollar-Off Codes: Look for codes like WELCOME15, which typically offer around $15 off your first order. We are also seeing codes floating around like PMEHTA14DA5 that can knock $10 to $30 off initial orders, though these often come with minimum spend requirements.
• Free Delivery Bundles: It is very common to see offers for free delivery on your first three orders. This is often paired with a 14-day free trial of Instacart Plus, giving you a taste of the premium life without the commitment.
• Payment Method Bonuses: Keep an eye out for specific tie-ins, such as the Klarna promotion, which has offered $25 off a first order of $75 or more when you use their payment service (look for code 25KLARNA).

Promos For Existing Users

For those of us who already have the app installed, finding a direct discount requires a bit more digging, but it is not impossible.

• The "Deals" Tab: Universal codes for existing users (like the elusive $10 off $35) pop up occasionally, but your best bet is checking the "Credits, promos, and gift cards" section under your account settings. This is where personalized offers, such as $10 off a specific category, will live.
• Referral Codes: While intended for new users, sometimes referral codes (like the random alphanumeric ones you see on Reddit) can trigger discounts for existing accounts depending on the current terms, though this is hit-or-miss.
• Category-Specific Promos: January is big for "Cold and Flu" and "Meat and Seafood" promotions. You will often see banners in the app offering $0 delivery fees when you shop specifically from these categories.

In-App Strategy And Store Sales

Sometimes the best "promo code" isn't a code at all, but a strategic use of the app's built-in features.

• Digital Coupons: Don't ignore the "Save $2" or "Buy 1 Get 1 Free" checkboxes next to items as you scroll. These are manufacturer coupons that apply instantly and can be stacked with other order-level discounts.
• Stock Up and Save: Look for the "Stock Up and Save" rows in the app. These are volume discounts (e.g., "Spend $50 on PandG products, save $10") that apply automatically without needing to copy-paste a code.
• Loyalty Linking: If you haven't linked your store loyalty card (like Kroger Plus or your local grocery chain's card) to your Instacart account, you are leaving money on the table. This ensures you pay the lower member pricing rather than the shelf price.

Expert Tips To Maximize Your Haul

To truly master Instacart savings this winter, you need to read the fine print.

• Check the Expiration: Many January codes, especially those from third-party sites like Groupon, have tight expiration windows (often early February). Use them or lose them.
• No Stacking Allowed: Instacart generally only allows one promo code per order. If you have a free delivery code and a $10 off code, the system will usually default to the one that offers the highest immediate value, but you can't use both.
• Navigate Like a Pro: If you have a code, don't wait until the final checkout screen to try it. Go to the "Account" icon (or the three lines menu), tap "Credits, promos, and gift cards," and enter it there first. This lets you see if the code is valid and exactly what the terms are before you spend time building your cart.

While the days of unlimited free money promo codes are largely behind us, smart shoppers can still carve significant chunks off their Instacart bill in January 2026. By combining new user incentives, leveraging credit card partnerships, and meticulously clipping in-app coupons, you can enjoy the luxury of delivery without the guilt of overspending. And remember, for the absolute freshest codes that we have verified ourselves, keeping this DealNews page bookmarked is your best strategy for staying ahead of the savings curve.

How to Redeem an Instacart Promo Code

Redeeming a code on Instacart is straightforward, and you have two ways to do it: either by adding it to your account before you start filling your cart (our recommended method to ensure it works!) or by applying it right at the checkout line.

Option 1: Add to Your Account (Best for Planning)

This method is great because it saves the credit to your account for later, letting you shop knowing the discount is already locked in.

• Open the Menu: On the app, tap the Account icon (or the three horizontal lines) in the top corner. On the website, click the three horizontal lines in the top left or your profile icon.

• Find the Promos Section: Select Credits, promos, and gift cards from the menu.
  

• Enter the Code: Tap on Add promo or gift card (or simply "Redeem").

• Save: Type in your code exactly as it appears and hit Redeem. The credit will be stored in your account and automatically applied to your next eligible order.

Option 2: Apply at Checkout (Best for Last-Minute Savings)

If you just found a code while building your cart, you can add it right before you pay.

• Go to Checkout: Once your cart is full, tap the cart icon and proceed to the checkout screen.

• Locate the Promo Box: Scroll down to the payment section or look for the price breakdown. You will see a line that says Add promo code or gift card.

• Apply: Enter your code and click Redeem. If valid, you will see your total drop instantly.

It's generally a smooth process. Instacart wants you to use these codes to encourage you to shop! Just make sure you apply the code before you finalize your payment to ensure the discount is registered. Sometimes, if you have credits already on your account, Instacart might automatically apply the best available discount, but it's always good practice to manually check and enter any new code you have.

Important Things to Keep in Mind

Believe it or not, not all deals require a manual code entry. Some discounts, particularly those sent via email or push notifications, apply automatically to your account the moment you click the link.

When you are manually entering codes, keep in mind that Instacart generally allows only one promo code per order. If you have multiple credits stored in your account, the system typically defaults to the one expiring first or the one offering the biggest savings.

Finally, always read the fine print regarding exclusions. Most codes apply strictly to the subtotal of your groceries and rarely cover delivery fees, service fees, taxes, shopper tips, or regulated items like alcohol and prescriptions.

Key Things to Know About Instacart Discounts

Navigating the world of grocery delivery can sometimes feel like learning a new language. Between service fees, shopper tips, and the ever-changing landscape of digital coupons, it's easy to feel a bit lost. To help you master the platform and shop with confidence, we've compiled the ultimate guide to the most common questions users ask. Whether you're troubleshooting a broken promo code or trying to decide if the membership is worth it, here is everything you need to know.

How Does Instacart Work?

At its core, Instacart is a digital platform that acts as a bridge between your shopping list and your local stores. It is important to remember that Instacart is not a retailer itself; instead, it connects you with a personal shopper who physically drives to the store, picks your items off the shelf, and delivers them to your door.

The process is designed to be interactive—unlike ordering a package from a warehouse, you can communicate with your shopper in real-time. You select a store via the app, build your virtual cart (adding notes like "green bananas only"), and check out. Once a shopper is assigned, they will message you regarding any out-of-stock items and suggest replacements, which you can approve or reject instantly. Finally, they deliver the order during your chosen window or prepare it for curbside pickup.

How Much Does Instacart Normally Cost?

Understanding the pricing structure is the key to maximizing your promo codes. The cost is rarely just the sticker price of the food; there are several layers of fees that cover the logistics of on-demand personal shopping. It is also important to note that item prices on Instacart can be higher than in-store prices, depending on the retailer. Look for the "Everyday Store Prices" label to ensure you aren't paying a markup.

Standard Fee Breakdown:

• Delivery Fee: Typically starts at $3.99 for same-day orders over $35 for non-members. This can surge during busy times or for orders under $35.
• Service Fee: This is a separate operational fee, usually starting around 5% of your subtotal for non-members.
• Shopper Tip: Optional but highly encouraged. 100% of this goes to your shopper. The default is often 5%, but 15-20% is standard for good service.
• Heavy Order Fee: Applied if your order includes heavy items (like cases of water or pet food) that collectively weigh over 50 lbs.

Beyond these primary costs, a few other specific fees or charges might pop up on your bill depending on your order and location. These are generally less frequent but good to be aware of:

• Priority Fee: Optional extra charge if you select a faster, more specific delivery window (like within an hour).
• Heavy Item Fee: If the combined estimated weight of items like cases of beverages or large bags of pet food exceeds 50 pounds.
• Alcohol Service Fee: A separate fee applied if your order includes alcoholic beverages, due to handling and compliance.
• Long-Distance Fee: Less common, but this can be added if the delivery route is particularly long or involves tolls.
• Local Bag Fees/Bottle Deposits: Charges required by your local city or state regulations, same as you'd pay in person.

What's the Difference Between a Service Fee and the Shopper Tip?

It is a common misconception that the "Service Fee" listed on your receipt goes into your driver's pocket. It does not. That fee goes entirely to Instacart to keep the platform running, covering operational costs like customer support salaries, app maintenance, and payment processing.

In contrast, the "Shopper Tip" is a completely separate contribution that goes 100% to the specific person handling your groceries. Since Instacart shoppers are independent contractors who rely on their own vehicles and pay for their own gas, this gratuity is a crucial component of their actual take-home earnings.

DealNews Tip: If you found a great promo code that saved you $20, consider passing a few of those saved dollars onto your shopper!

Can I Use More Than One Promo Code?

The short answer is usually no. Instacart's system is designed to accept only one "order-level" promo code at a time. This means you generally cannot stack a "Free Delivery" code on top of a "$20 Off" code; you have to choose the one that saves you the most money.

However, there is a savvy l loophole: you can stack manufacturer coupons with a promo code. These are the specific digital coupons you clip inside the app for individual products (like "$2.00 off Tide Pods"). Since these apply to the item rather than the cart total, they can be combined with a general promo code for double the savings. Also, if you have credits on your account (like a gift card balance), those will automatically apply in addition to any promo code you enter.

What If Your Discount Code Doesn't Work?

There is nothing more frustrating than a code that won't stick. If you receive an error message, it is usually due to specific restrictions in the fine print rather than a technical glitch.

Here's a checklist for troubleshooting what might be going wrong:

• New User vs. Existing: Is the code strictly for first-time customers? This is the most common error.
• Minimum Subtotal: Have you met the minimum spend (e.g., $35 or $50) before taxes and fees are calculated?
• Excluded Items: Does your cart contain mostly alcohol, prescriptions, or gift cards? Promo codes usually exclude these items from the qualifying total.
• Store Specificity: Is the coupon only valid for a specific retailer (e.g., "Save $10 at Sprouts")?
• Typos: Codes are case-sensitive and do not allow for spaces.

Decoding Error Messages: Why Your Code Was Rejected

If you are seeing red text at checkout, here is likely what it means and how to fix it:

Are There Discounts for Students, Military, or Seniors?

Instacart does not have a permanent, universal discount button for these groups in the same way a movie theater might. You won't find a standard "Senior Citizen Discount" at checkout. However, they do offer targeted savings through partnerships.

Students should check platforms like Student Beans or UNiDAYS, which frequently run limited-time offers for half-price Instacart Plus memberships or free delivery trials. For military families, Instacart has launched pilot programs (such as with the Military Family Advisory Network) that provide stipends and free delivery to families moving to specific bases. Seniors receiving EBT SNAP benefits can often qualify for a discounted Instacart Plus membership (currently $4.99/month for SNAP users), which is a fantastic way to cut down on service fees and fixed costs.

How Do Instacart Promos Stack Up With Competitors?

The grocery delivery landscape is more crowded than ever, with distinct lines drawn between services designed for full weekly hauls and those built for speed. Instacart remains the heavyweight champion for variety, acting as a digital mall that lets you shop from local grocery chains, pharmacies, pet stores, and even wholesale clubs like Costco without a membership.

While competitors like Shipt offer a more personalized, service-first approach (perfect for picky produce buyers), and apps like DoorDash and Uber Eats focus on immediate speed for smaller orders, Instacart generally strikes the best balance between selection and cost for families. As of 2026, the integration of Instacart-powered shopping into apps like Grubhub blurs these lines further, but understanding the core membership perks and markup policies is still the best way to protect your wallet.

If speed is your priority over price, you might find more value browsing DoorDash coupons or Uber Eats promo codes, though be warned that their selection is often limited to smaller convenience inventories or select partners rather than full supermarket catalogs. For those who strictly want the lowest price on pantry staples without the service fees, checking Amazon Fresh discounts and Walmart Plus deals through their respective services can eliminate the markup "hidden tax" entirely.

When it comes to brand availability, Instacart is unrivaled, offering access to tens of thousands of retailers, including Kroger, Publix, Wegmans, and CVS. However, savvy shoppers should check out Shipt if they frequent Target, as the retailer owns Shipt and often provides better integration for Target Circle deals.

Can I Share My Instacart Plus Benefits?

Yes, and you absolutely should! One of the most underutilized perks of the Instacart Plus membership is the Family Account feature. This allows you to invite another member of your household to join your account using their own login credentials. They can shop privately or contribute to a shared family cart, but most importantly, they inherit your $0 delivery fee and reduced service fee benefits at no extra cost to you. It's a great way to make the $99 annual fee pay for itself twice as fast.

What Payment Methods Does Instacart Accept?

Instacart is designed to be accessible and accepts a wide variety of digital and traditional payment methods to suit different needs. Beyond the expected credit and debit cards from Visa, Mastercard, American Express, and Discover, take a look at other options to pay for your groceries:

• Digital Wallets: Apple Pay, Google Pay, PayPal.
• EBT SNAP: Accepted at participating retailers (including Aldi, Walmart, and many regional chains) in all 50 states for eligible food items.
• Buy Now, Pay Later: Services like Klarna and Affirm are available for larger orders, allowing you to split the cost over time.
• FSA/HSA Cards: You can use these specifically for eligible health and over-the-counter medical items.
• Venmo: Frequently accepted, and sometimes comes with exclusive cashback offers within the Venmo app.

How to Use EBT SNAP on Instacart

One of the best features of Instacart is its accessibility. If you are using EBT SNAP benefits, you can absolutely use them to pay for eligible food items at participating retailers (like Aldi, Walmart, Publix, and many others). Here is how to set it up:

1. Add Your Card: Go to Account Settings > Payment Methods and select Add EBT SNAP card.
2. Shop Eligible Items: When browsing, filter by "EBT SNAP" to see only eligible items.
3. Checkout Split: At checkout, select how much of the total you want to charge to your EBT card. Note: You will still need a secondary payment method (credit/debit) on file to cover non-food items, taxes, tips, and delivery fees, as EBT cannot be used for these costs.

What If There Is a Problem With My Order?

Mistakes happen—eggs crack, produce arrives bruised, or a shopper swaps your gluten-free bread for regular wheat. The good news is that Instacart has a 100% satisfaction guarantee and the resolution process is usually automated and generous.

You generally have up to 7 days post-delivery to report an issue. You simply navigate to your "Orders" tab, select the delivery in question, and tap "Get Help." From there, you can flag missing, damaged, or incorrect items. In most cases, Instacart will issue an instant refund or credit to your account without requiring you to return the item or jump through hoops with customer service.

When Is the Best Time to Shop to Save Money?

Timing your order is one of the most underrated strategies for cutting costs and improving your experience on Instacart. It's not just about finding a promo code; it's about beating the algorithm. Instacart uses dynamic pricing—similar to Uber's "surge" rates—that kicks in when demand outstrips the number of available shoppers. By being strategic about the clock, you can not only dodge these "Busy Pricing" fees but also increase your chances of getting the freshest produce before the shelves are picked over.

• Cheapest Windows: Delivery fees are often lower during off-peak hours. Early mornings (before 10 AM) and mid-week (Tuesday/Wednesday) are your best bet for avoiding "Busy Pricing" fees.
• Avoid: Sunday afternoons and Monday evenings are typically the busiest times. During these windows, you are more likely to encounter higher fees and out-of-stock items.
• Delivery Strategy: If you aren't in a rush, select the "Standard" or "Flexible" delivery window (e.g., "deliver by 5 PM") rather than a specific one-hour slot. This frequently triggers a discount of $2 or more on the delivery fee.

Are There Any Limitations on Instacart Promo Codes?

Discounts usually apply to the subtotal of your eligible merchandise only. They typically exclude items like alcoholic beverages and prescriptions because of legal regulations. Furthermore, codes generally do not apply to taxes, tips for your shopper, or Instacart's various service, delivery, or specialty fees (like heavy item fees). Always read the fine print of a specific promotion for any exclusions.

While you can get almost anything delivered, regulated items come with their own set of rules—and usually, their own fees.

• Alcohol: You must be 21+ and present a valid ID upon delivery. The shopper cannot leave alcohol unattended at your door; if you aren't there to scan your ID, the alcohol will be returned, and you may be charged a restocking fee. Also, keep in mind that promo codes rarely apply to alcohol due to state laws.
• Prescriptions: You can have prescriptions delivered from partners like Costco, CVS, and Rite Aid. However, just like alcohol, promo codes generally cannot be used to discount the cost of the medication itself (though they might work on the bag of cough drops you add to the order).

How Long Do Instacart Coupon Codes Usually Last?

The lifespan of an Instacart promo code can vary greatly. Some are for a very limited time (like a weekend or 24-hour flash sale), while others, especially new user offers, might be valid for a few weeks or even a couple of months. Seasonal promotions will align with those specific timeframes.

The expiration date is almost always listed in the terms and conditions of the offer, so be sure to check it. If you add a code to your account, you can often see its expiration under the "Credits, promos, and gift cards" section.

Other Ways to Save With Instacart in 2026

While promo codes are a fantastic way to slash your Instacart bill, they aren't the only trick up a savvy shopper's sleeve! As we cruise through 2026, there are plenty of other built-in features and smart habits you can adopt to make sure you're getting the most bang for your buck every time you tap that "place order" button. Think of these as your evergreen strategies—the savings that work even when there isn't a viral promo code floating around.

Sign Up for Instacart Plus

We've touched on this, but it bears repeating: if you order groceries more than twice a month, the $99 annual (or $9.99 monthly) Instacart Plus fee effectively pays for itself. The core benefits are solid — you score $0 delivery fees on unlimited orders over $35 and enjoy significantly reduced service fees on every basket. But in 2026, the real value proposition comes from the "bundled" perks that Instacart has added to sweeten the pot, turning a grocery membership into an entertainment package.

Included Membership Bonuses:

• Free Peacock Premium: Annual members get a full year of Peacock Premium streaming at no extra cost (currently a $79.99/year value). This unlocks live sports, hit movies, and next-day streaming of NBC shows.
• Free NYT Cooking: You also receive a complimentary one-year subscription to New York Times Cooking (a $50/year value), giving you access to thousands of recipes you can shop for directly in the app.
• Pickup Perks: Members get 5% credit back on eligible pickup orders, adding another layer of passive savings.

The Instacart Plus Break-Even Point: Do the Math

We know $99 a year sounds like a commitment, but let's crunch the numbers to see if it makes sense for your household. The standard delivery fee for non-members is typically $3.99 per order, and the service fee is generally higher (often by about 2-3%) than what members pay.

• The Math: If you place just two grocery orders per month (24 orders a year), you are likely spending over $96 in delivery fees alone, not counting the higher service fees.
• The Verdict: If you order groceries at least twice a month, the membership pays for itself. If you only use Instacart for the occasional sick day or party platter, stick to the free account and look for our "new user" promo codes instead.

Leverage Credit Card Partnerships and Perks

One of the most reliable ways to save is by checking the cards in your wallet. Instacart has deepened its relationships with major financial institutions, offering ongoing value just for using the right plastic.

Top Cardholder Benefits:

• Mastercard Perks: Eligible World and World Elite Mastercard holders can often score monthly credits—typically structured as $10 off your second order of the month—or waived delivery fees.
• Chase Benefits: If you hold a Chase card (particularly Sapphire Reserve or United Explorer), check your benefits portal. You may be eligible for free Instacart Plus memberships or quarterly statement credits.
• Capital One Shopping: Before checking out, hop over to the Capital One Shopping portal. Cardholders can often find exclusive percentage-back offers or activated codes not available to the general public.

Unlock Extra Savings with Instacart Cash Back

In addition to standard discounts, Instacart offers robust "Cash Back" deals that act as store credit for future orders. These are often tiered based on your spending. For new users, this might look like "$20 Cash Back on orders of $125+," designed to encourage a big initial haul.

For existing users, offers are steadier, often hovering around "3% Cash Back on All Orders." To claim these, you typically need to manually activate the offer within the app before you shop. Once your qualifying order is delivered, the reward is credited to your account and is usually auto-applied to your very next order.

Link Your Store Loyalty Cards

If you are shopping as a "guest" without linking your store loyalty accounts, you are leaving money on the table. Instacart partners with major retailers to allow you to input your existing loyalty numbers directly into the app. Doing so will unlock:

• Member Pricing: You unlock the same sale prices (e.g., "Club Price") available to in-store shoppers.
• Digital Coupons: It allows you to apply your accumulated store rewards or fuel points.
• Participating Stores: Kroger, Albertsons, Safeway, Food Lion, Wegmans, and many more.
• Average Savings: Instacart data suggests users save an average of $8-$12 per order just by linking accounts.

Hunt for "In-Store Prices"

Not all prices on Instacart are created equal. Retailers set their own pricing on the app, and some choose to mark up items to cover the cost of the service. To avoid this "hidden tax," look specifically for the "Everyday Store Prices" or "In-store prices" label located under the store's logo while you browse.

This guarantee means you are paying the exact same price for that gallon of milk as you would if you walked in and pulled it off the shelf yourself. Shopping exclusively at these retailers is one of the easiest ways to keep your subtotal low.

Embrace the "Deals" Tab

Don't just use the search bar to find specific items; treat the store page like a treasure hunt! Every retailer on Instacart has a dedicated hub labeled "Deals," "Coupons," or "Savings" (usually found in the navigation bar or as a prominent button near the top). This section acts as a centralized "virtual circular," aggregating every single active promotion so you don't have to scroll through endless aisles to find price drops.

What You Will Find:

• Digital Clipping: Manufacturer coupons you can tap to "clip" (e.g., "$2.00 off Tide Pods").
• Stock Up and Save: Volume discounts like "Buy $50 of PandG products, save $10."
• Weekly Specials: Rotating discounts on seasonal produce or meat, often offering up to 25% off.

Consider Curbside Pickup

If you have a car and don't mind a quick drive, opting for Curbside Pickup instead of delivery is the ultimate cost-saving hack. Not only does this eliminate the delivery fee entirely, but it also removes the need to tip a driver. Plus, if you are an Instacart Plus member, you earn 5% credit back on eligible pickup orders. It is the perfect middle ground: you still save the time of walking the aisles, but you skip the extra fees associated with door-to-door service.

$0 Delivery Fee on Next-Day Orders

Patience pays off. If you aren't in a mad rush for your groceries, avoid the "Priority" or "Within 2 Hours" windows. Instacart frequently offers $0 delivery fees if you select a "Flexible" window or schedule your delivery for the next day. While service fees usually still apply, choosing a slower delivery slot helps the platform batch orders more efficiently, and they pass those logistics savings back to you in the form of waived fees.

Are Instacart Discounts Worth Pursuing in 2026?

Let's be real: Instacart is a powerful tool for time management, but without a strategy, it can quickly become a budget buster. The "convenience tax"—a mix of service fees, potential item markups (sometimes upwards of 20% if you aren't careful), and shopper tips—can easily tack on an extra $15 to $20 to a standard weekly shop compared to doing it yourself.

If you look strictly at the bottom line on the receipt, physically going to the store will almost always be cheaper. However, for those with busy schedules, mobility issues, or simply a desire to avoid crowded winter aisles, the value isn't just in the dollars saved, but in the hours reclaimed.

The verdict for 2026? Instacart discounts are absolutely worth pursuing because they are the mechanism that levels the playing field. By actively layering the strategies we've outlined—locking in an Instacart Plus membership to wipe out delivery fees, utilizing credit card partnerships for statement credits, and strictly shopping at retailers with "In-Store Prices"—you can effectively neutralize the extra costs. When you shop smartly, you stop paying a premium for luxury and start getting a premium service for a price that makes sense for your wallet.

How We Find and Verify Grocery Delivery Promotions

At DealNews, we know how frustrating it is to find expired or invalid promo codes. That's why we have a dedicated team of deal experts working tirelessly to source, verify, and update the Instacart promo codes you see on this page. Our team constantly researches the latest offers in real time, scouring the web and partnering with retailers to bring you the most up-to-date savings.

We don't just post any code we find – we test them to ensure they're working before sharing them with you. We update this page regularly to remove expired codes and add new ones as soon as they become available, so you can shop with confidence knowing you're getting the best possible deal. We are committed to helping you save time and money.

Why Trust DealNews for Instacart Discounts

Instacart undeniably offers incredible convenience, saving you time and the hassle of in-person grocery shopping. However, that convenience comes at a price, with potential item markups and various fees.

The good news? By being a smart shopper – diligently seeking out and applying promo codes (especially those you find on DealNews), leveraging an Instacart Plus membership if you're a frequent user, linking loyalty cards, and using the other savings strategies we've outlined – you can significantly reduce your costs.

Want to tap into that expertise directly? Consider signing up for the DealNews Select newsletter. It's your daily dose of the handpicked hottest deals delivered straight to your inbox every weekday. Plus, if there's something specific you're waiting to go on sale, you can set a deal alert for products you're interested in and get an instant notification when the price drops.